The 29-page Fair Value Assessment Framework Manual & Template is an FCA-aligned guide for ensuring equitable pricing under the Consumer Duty's Price and Value Outcome. Built on PRIN 2A.4, FG22/5, FS25/2 (2025 updates), and March 2025 reviews, it promotes holistic, data-driven evaluations to deliver fair benefits, achieving up to 20% equity gains.
It outlines transparent, customer-focused principles and a step-by-step process for assessing the price-benefit balance, utilising tools such as benchmarking and customizable templates. Supporting audits, board reporting, and SMCR accountability, it aligns with Q1 2025 thematic reviews for sustainable, vulnerability-inclusive pricing.
Includes:
Overview of Fair Value Assessment in the Consumer Duty
Key FCA Requirements (PRIN 2A.4 and Related Guidance)
Integration with Cross-Cutting Obligations and Other Outcomes
Recent Updates and Best Practices (e.g., 2025 Reviews)
Reasonable Price-Benefit Relationship
Holistic Factors (Beyond Price, e.g., Benefits, Limitations)
Vulnerability and Differential Pricing Considerations
Proportionality and Lifecycle Evaluation
Step-by-Step Methodology
Benefits and Costs Analysis
Market Benchmarking and Compatibility Checks
Record Formats and Standards
Vulnerability-Specific Documentation
Monitoring, Review, and Remediation
Links to Product Governance and Target Market Analysis
Fair Value Assessment Templates (e.g., Checklist, Assessment Form)
FCA References and Resources
The 29-page Fair Value Assessment Framework Manual & Template is an FCA-aligned guide for ensuring equitable pricing under the Consumer Duty's Price and Value Outcome. Built on PRIN 2A.4, FG22/5, FS25/2 (2025 updates), and March 2025 reviews, it promotes holistic, data-driven evaluations to deliver fair benefits, achieving up to 20% equity gains.
It outlines transparent, customer-focused principles and a step-by-step process for assessing the price-benefit balance, utilising tools such as benchmarking and customizable templates. Supporting audits, board reporting, and SMCR accountability, it aligns with Q1 2025 thematic reviews for sustainable, vulnerability-inclusive pricing.
Includes:
Overview of Fair Value Assessment in the Consumer Duty
Key FCA Requirements (PRIN 2A.4 and Related Guidance)
Integration with Cross-Cutting Obligations and Other Outcomes
Recent Updates and Best Practices (e.g., 2025 Reviews)
Reasonable Price-Benefit Relationship
Holistic Factors (Beyond Price, e.g., Benefits, Limitations)
Vulnerability and Differential Pricing Considerations
Proportionality and Lifecycle Evaluation
Step-by-Step Methodology
Benefits and Costs Analysis
Market Benchmarking and Compatibility Checks
Record Formats and Standards
Vulnerability-Specific Documentation
Monitoring, Review, and Remediation
Links to Product Governance and Target Market Analysis
Fair Value Assessment Templates (e.g., Checklist, Assessment Form)
FCA References and Resources
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