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Firms Seeking FCA Authorisation — Prepare Your Application | RegTechPRO
FCA AUTHORISATION

Prepare Your Application With Confidence.

The FCA application process doesn't have to be overwhelming. RegTechPRO gives you the structure, templates, and tracking tools to prepare a complete application.

Book a Consultation

Application Tracker

Every stage mapped out

Doc Checklists

Never miss a requirement

Progress View

Real-time application status

8-Section Anna Blueprint
72 FCA Activity Types
RAO Articles & Scope Qualifiers
41-Item Document Checklist
180-Day FCA Countdown
Live FCA Web Search
THE CHALLENGE

Preparing for FCA Authorisation Is Daunting

You've got a great business idea, but the regulatory hurdles feel insurmountable. You're not alone.

Intimidating Process

Connect, forms, thresholds, fee blocks, permissions — it's a maze of jargon and bureaucracy that feels designed to confuse newcomers.

What Policies Do We Need?

AML policy? Complaints procedure? Vulnerable customers policy? The list seems endless and you're not sure what's actually required for your permissions.

Mistakes Mean Delays

The FCA receives thousands of applications. One missing document or poorly worded policy could mean months of delays — or outright rejection.

Consultant-Heavy Path

The conventional route to authorisation leans heavily on consultant time for drafting, gap analysis and policy work. For a startup pre-revenue, that's a budget line many can't justify before they've even started trading.

SM&CR Preparation

Identifying key individuals, preparing F&P assessments, mapping responsibilities — SM&CR requirements add another layer of complexity to your application.

No Monitoring Plan

The FCA wants to see how you'll maintain compliance after authorisation. Without a monitoring programme, your application looks incomplete.

YOUR APPLICATION TOOLKIT

Everything You Need to Get Authorised

RegTechPRO gives you the same structure, templates, and tools that established firms use — at a fraction of the cost of hiring consultants.

POLICIES

Complete Policy Suite

50+ FCA-aligned policy templates ready to customise. AML, complaints, vulnerable customers, data protection, business continuity — all auto-assigned.

  • Every policy the FCA expects
  • Auto-assigned by permissions
  • Version control & audit trails
TRACKING

Application Tracker

Visual progress through your authorisation journey. Track milestones, manage document checklists, and see exactly where you stand.

  • Visual journey tracking
  • Milestone management
  • Document checklists
AI SUPPORT

Anna AI Support

Ask compliance questions in plain English. Anna understands your permissions and gives contextual guidance on FCA requirements.

  • FCA requirement guidance
  • Permission-specific answers
  • 24/7 availability
50+
Policy Templates
Auto-assigned to your permissions
70+
Modules
Full FCA sourcebook coverage
55+
Monitoring Areas
Pre-built compliance programme
Your Day-One Toolkit

Fifteen modules. One platform. Ready the moment you’re authorised.

Each module is mapped to its FCA sourcebook, pre-loaded with expert templates and wired into Anna for live MI, deterministic scoring, and board-ready reports. Click any module to see the full feature page.

Consumer Duty Dashboard

Consumer Duty

A PRIN 2A.9 board report drafted from your own data. 238 attestations with a named per-question audit trail, evidence linked to Google Drive, year-on-year diff and adverse outcome tracking — Anna pulls it all into the 29-page board report.

Named Audit TrailDrive-Linked EvidenceYear-on-Year DiffAdverse OutcomesAnna-Drafted
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Policy Studio

Policy Studio

Policies with teeth — drafted by Anna, reviewed by your team, approved under version lock. 74 regulator-anchored templates across 10 categories, operationalised into live tasks.

74 Policy LibraryGoogle DocsApproval WorkflowVersion Lock
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Compliance Monitoring Hub — dashboard, attestations, registers, CMP templates, calendar and Anna's Annual Compliance Monitoring Report

Compliance Monitoring Hub

The platform's flagship module. 1,139 expert-built monitoring checks across 8 regulators (FCA, ICO, HMRC, HSE, TPR, Companies House, Home Office, EU DORA). Live MI dashboard, dual-mode calendar, attestations, registers — and Anna's 12-section Annual Compliance Monitoring Report drafted from your live data.

1,139 Monitoring Checks8 RegulatorsAnna Annual ReportLive MI Dashboard
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Risk Management

Risk Management

Enterprise GRC at SME pricing. 5×5 three-score register, third-party register (SYSC 8 / CTP regime), force-directed risk network with concentration alerts, RCSA campaigns with signed audit snapshots, field-level audit trail — and a 15-section Anna AI Risk Committee Report drafted from your live data.

Risk NetworkThird Party RegisterRCSA CampaignsAudit Trail15-Section Anna Report
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Firm Compliance

Firm & AR Management

Principal networks, handled. Firm, AR and user group records under a single SUP 12 framework, with a 9-tab AR oversight surface, onboarding, and termination workflows.

AR PortalsNetwork OversightOnboardingTerminations
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People Compliance

People Compliance

SM&CR, fitness and training in one register. 222 fields per person covering SMF mapping, APER/IDD certification, a 55-question F&P test and CPD tracking.

SMF RegisterCertificationF&P TestsTraining Records
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Horizon Scanning

Horizon Scanning

FCA changes, before your peers see them. Daily scanning across 13 UK regulators and 1,953 live articles, with impact assessments and direct push into your task register.

Daily ScanningImpact AssessmentsAction Items13 Regulators
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Application Tracker

Application Tracker

FCA applications, tracked end-to-end. A 4-stage lifecycle, 41-item document checklist, and an 8-section Anna Application Requirements Report mapped to the RAO Articles.

Status TimelineDocument VaultDeadline AlertsOutcome Log
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MI Dashboard

MI Dashboard

The firm-wide view every other module feeds. Aggregates live data from all modules — tasks, attestations, risk posture, monitoring outcomes, breaches, training — into one Board-ready dashboard with a single combined Anna AI Executive Report covering the whole compliance picture.

Cross-Module Anna ReportFirm-Wide MI40+ Data SourcesBoard-Ready View
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Media Hub

Media Hub

A curated library of 40 regulator-aligned resources across 8 sections. FCA walkthroughs, monthly compliance updates, press releases and source documents in one place.

FCA VideosRegulatory LibraryMonthly UpdatesPress Releases
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Operational Resilience & BCP

Operational Resilience

Important business services, mapped. 84-point Resilience Health score, 20-step Immediate Response, Live Incident Mode with FCA 4-hour countdown, tabletop exercise programme, and Anna's 5-format report engine (Full BCP, FCA Dry-Run mock interview, Board Quarterly, Exec Summary, SYSC 15A Snapshot).

IBS RegisterImpact TolerancesLive Incident Mode5 AI ReportsSYSC 15A Mapped
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Financial Crime Suite — MLRO dashboard with year-locked records, named-attestor audit trail, MLRO Calendar and six Anna-drafted reports

Financial Crime Suite

The complete MLRO operating system. 25 live registers, 30 FCA-minimum controls, 132-question Gap Analysis, year-on-year locked records, named-attestor audit trail, central Evidence register, 13-cycle MLRO operating calendar — and six Anna-drafted regulator-grade reports including the 14-section JMLSG Annual and a 12-question FCA Supervisory Readiness dry-run.

FCA Supervisory ReadinessYear-Locked RecordsNamed-Attestor AuditMLRO Operating Calendar
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Data Protection — DPO dashboard with 10 pillars, 30-control ICO Accountability checklist, Anna-drafted 14-section DPO Annual Report

Data Protection

UK GDPR, DPA 2018 and PECR end-to-end. 11 tabs, 13 live registers (ROPA, DSR, breach, DPIA, transfers…), 30 ICO Accountability controls, 15 policy templates — and five Anna-drafted regulator-grade reports including the 14-section DPO Annual, drafted from your own data, not templates.

14-Section DPO AnnualUK GDPR · DPA 2018 · PECR72-hr Breach Workflow15 Policy Templates
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Document Library — live Google Docs editing with revision history and source-module provenance

Document Library

Google Docs for compliance. Every editable document is a live Google Doc, auto-centralised from 15 modules with source-module provenance and full revision history. No customer Workspace subscription required.

Google Docs16-Module IngestRevision HistoryZero Workspace Seats
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Kiosk Mode

Attestations without logins. Public, token-authenticated forms for staff declarations, AR surveys and outside-firm data capture — feeding straight into your register.

Staff DeclarationsAR SurveysNo Login RequiredToken-Authenticated
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WHY REGTECHPRO

Consultants vs RegTechPRO

Skip the expensive consultants. Get the same structure and templates without the five-figure price tag.

The Old Way
Auth Consultants
£15,000+
  • One-off project, no ongoing support
  • Documents delivered and forgotten
  • Expensive updates when rules change
  • No technology or workflow tools
  • Typical authorisation project fee
RECOMMENDED
The RegTechPRO Way
RegTechPRO
From £500/month
  • Continuous platform access — not a one-off
  • Living documents you own forever
  • Templates updated with regulation changes
  • Full compliance workflow system included
  • Cancel anytime — no lock-in contracts
The Stack Way
5+ Separate RegTech Platforms
5–10× more
  • 5+ tools assembled before you’re even authorised
  • Activity-specific guidance scattered across vendors
  • No live FCA web search — outdated fee schedules
  • Per-seat charges before any revenue lands
  • Manual handoff between application and live compliance
What Our Clients Say

Trusted by Compliance Teams Across the UK

Hear from the firms that have transformed their compliance with RegTechPRO

5.0

We replaced three separate spreadsheets and a shared inbox with RegTechPRO. Our monitoring plan is now fully structured, nothing falls through the cracks, and I can pull a board report in under a minute. It paid for itself within the first quarter.

Sophie Dubois
Sophie Dubois Head of Compliance — Wealth Management Firm
4.7

The MI Dashboard changed how I talk to the board. I used to spend days pulling data together — now I walk in with a real-time compliance health score and a clear action log. Anna AI is genuinely useful too, our team asks it regulatory questions before they come to me.

Maria Garcia
Maria Garcia CEO — Insurance Broker
5.0

CONC compliance was our biggest headache. RegTechPRO gave us pre-built templates for every requirement and a monitoring plan that actually gets used. Policy Studio saved us weeks — we had all our policies drafted, approved and tracked within the first month.

David Mitchell
David Mitchell Compliance Director — Consumer Credit Firm
4.5

We oversee 30+ ARs and before RegTechPRO it was chaos — chasing updates by email, no visibility on who was overdue. Now every AR has their own login, I can see compliance status across the network instantly, and onboarding a new AR takes days instead of weeks.

Rachel Kinsella
Rachel Kinsella Network Principal — AR Network
4.8

As a compliance consultancy, we needed something our clients could actually use themselves. RegTechPRO lets us manage 40+ firms from one dashboard while giving each client their own portal. We've tripled our client base without adding headcount. It's the backbone of our business now.

Michael Thornton
Michael Thornton Managing Director — Compliance Consultancy
5.0

We're a small IFA firm — just four advisers. I was worried it would be too complex but it's genuinely straightforward. The compliance assessment templates walk you through everything step by step. We went from dreading our annual review to having it done in an afternoon.

Mark Emery
Mark Emery Practice Manager — Independent Financial Advisers
FAQs

Firms seeking authorisation. Questions Answered.

What a firm preparing its FCA application wants to know about Anna-drafted blueprints and the 180-day window.

How does the Application Tracker work?
A guided FCA authorisation preparation and lifecycle workflow. Pick from 72 FCA activity types. Anna writes the 8-section Application Requirements Report — Executive Summary, Business Plan, Governance, Permissions, Capital, Fees, Compliance Framework, Pitfalls — with verbatim FCA quotes, your RAO Articles with scope qualifiers, the right SMFs for your SM&CR category and the current FEES 3 application fee. Plus a 41-item activity-scoped document checklist and a live 180-day FCA assessment countdown.
What’s Anna’s role in the application?
Anna queries live FCA guidance pages — fca.org.uk/firms/authorisation, the activity-specific pages, FEES 3 Annex 1, the SM&CR Guide PDF — and writes your blueprint grounded in current rules at the moment you click Generate. The output is cached in your application record so subsequent opens render instantly. Anna re-generations are free — baked into the subscription with no per-click credit cost.
What happens after authorisation — does the platform still work?
That’s the design. Your firm’s data — SMFs in People Compliance, the firm record in Firm Compliance, your application’s evidence — flows directly into your live compliance programme. Authorisation isn’t a project end; it’s the start of the same data backbone. Application Tracker is burst-use: turn it on for the prep window, off after authorisation, on again for the next Variation of Permissions or new SMF application.
How is the 180-day FCA window tracked?
Once you submit, the FCA Status tab activates a live countdown: submission date, FCA reference, case officer, acknowledgement date, expected decision date, days elapsed, visual progress bar. The structured fields produce a sentence the compliance officer can drop into the monthly board pack: “We’re 73 days in, FCA case officer is [name], decision expected in 107 days, submission date 03/02/2026.”
Does this give me a ready-made compliance programme?
Yes. Going through Application Tracker populates your Firm Compliance record (FCA categories, RAO permitted activities, DD pack), your People Compliance SMFs and your initial policy library. By the time you’re authorised, the platform’s data backbone is in place. Compliance Monitoring Plan, Risk Register and the rest are ready to activate — the same firm record, the same users, the same workflow.
What if my application is rejected, or I need to vary my permissions later?
Variations of Permissions and individual SMF applications use the same Anna engine — burst-use the module again at the appropriate price tier. Each new application becomes a new lifecycle in the Tracker; the old one stays in its post-authorised state for evidence. Anna re-generates against the activity type you’re varying to, scoped to current FCA guidance.

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RegTechPRO - Modular Compliance Software
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