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Principal Firms — Complete AR Network Oversight | RegTechPRO
FOR PRINCIPAL FIRMS

Complete Oversight of Your AR Network.

The FCA is watching principal firms closer than ever. RegTechPRO gives you the visibility, control, and audit trail you need to demonstrate effective oversight of every appointed representative.

Book a Consultation

Network View

See all ARs at a glance

Due Diligence

Structured AR oversight

FCA Ready

Full compliance audit trail

9-Tab AR Dashboard
17-Item SUP 12 Scorecard
12-Month KPI Matrix
90-Day Agreement Countdown
One-Click Oversight PDF
Workflow-Isolated Networks
THE CHALLENGE

Managing an AR Network Is Getting Harder

The FCA has made AR oversight a priority. Recent enforcement actions have put principal firms under the spotlight like never before.

FCA Scrutiny Is Increasing

After high-profile enforcement actions, the regulator has made it clear: principals are responsible for their ARs' conduct. The stakes have never been higher.

No Visibility of ARs

Are they following your compliance procedures? Are their records up to date? Without proper oversight tools, you're flying blind.

DD Across 10+ ARs

Chasing documents, tracking expiry dates, maintaining evidence files. Each AR multiplies the administrative burden exponentially.

SUP 12 Complexity

Annual attestations, AR registers, ongoing oversight documentation. The regulatory burden of being a principal keeps growing.

One Rogue AR = Your FRN

You're on the hook for their mistakes. If an AR causes customer harm, it's your FRN at risk. The liability keeps you awake at night.

Spreadsheets Don't Scale

You started with Excel, but now it's a mess of files, versions, and manual processes. Every new AR makes the problem worse.

BUILT FOR PRINCIPAL FIRMS

Three Features That Change Everything

RegTechPRO was designed from the ground up to give principal firms complete control over their AR network.

ISOLATION

Segregated Workflows

Each AR gets their own isolated workspace. When they log in, they only see the tasks and modules assigned to them — nothing else.

  • AR users see only their assigned work
  • Principal retains full network visibility
  • Complete data isolation between ARs
QUALITY CONTROL

Approval Workflow

ARs submit policies, tasks, and documents through the portal. You review and approve before anything goes live.

  • AR submits, Principal reviews
  • Approve, reject, or request changes
  • Every action timestamped & logged
OVERSIGHT

Network Dashboard

Bird's-eye view of your entire AR network. Compliance status, DD progress, and risk indicators for every AR at a glance.

  • RAG status for every AR
  • Drill down into any AR's details
  • Export board-ready reports
24
DD Documents
Per AR due diligence checklist
100%
Audit Trail
Every action logged & timestamped
SUP 12
Compliant
Full regulatory coverage
Your Principal Toolkit

Fifteen modules. One platform. Across your entire AR network.

Each module is mapped to its FCA sourcebook, pre-loaded with expert templates and wired into Anna for live MI, deterministic scoring, and per-AR board-ready reports. Click any module to see the full feature page.

Consumer Duty Dashboard

Consumer Duty

A PRIN 2A.9 board report drafted from your own data. 238 attestations with a named per-question audit trail, evidence linked to Google Drive, year-on-year diff and adverse outcome tracking — Anna pulls it all into the 29-page board report.

Named Audit TrailDrive-Linked EvidenceYear-on-Year DiffAdverse OutcomesAnna-Drafted
View feature page
Policy Studio

Policy Studio

Policies with teeth — drafted by Anna, reviewed by your team, approved under version lock. 74 regulator-anchored templates across 10 categories, operationalised into live tasks.

74 Policy LibraryGoogle DocsApproval WorkflowVersion Lock
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Compliance Monitoring Hub — dashboard, attestations, registers, CMP templates, calendar and Anna's Annual Compliance Monitoring Report

Compliance Monitoring Hub

The platform's flagship module. 1,139 expert-built monitoring checks across 8 regulators (FCA, ICO, HMRC, HSE, TPR, Companies House, Home Office, EU DORA). Live MI dashboard, dual-mode calendar, attestations, registers — and Anna's 12-section Annual Compliance Monitoring Report drafted from your live data.

1,139 Monitoring Checks8 RegulatorsAnna Annual ReportLive MI Dashboard
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Risk Management

Risk Management

Enterprise GRC at SME pricing. 5×5 three-score register, third-party register (SYSC 8 / CTP regime), force-directed risk network with concentration alerts, RCSA campaigns with signed audit snapshots, field-level audit trail — and a 15-section Anna AI Risk Committee Report drafted from your live data.

Risk NetworkThird Party RegisterRCSA CampaignsAudit Trail15-Section Anna Report
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Firm Compliance

Firm & AR Management

Principal networks, handled. Firm, AR and user group records under a single SUP 12 framework, with a 9-tab AR oversight surface, onboarding, and termination workflows.

AR PortalsNetwork OversightOnboardingTerminations
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People Compliance

People Compliance

SM&CR, fitness and training in one register. 222 fields per person covering SMF mapping, APER/IDD certification, a 55-question F&P test and CPD tracking.

SMF RegisterCertificationF&P TestsTraining Records
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Horizon Scanning

Horizon Scanning

FCA changes, before your peers see them. Daily scanning across 13 UK regulators and 1,953 live articles, with impact assessments and direct push into your task register.

Daily ScanningImpact AssessmentsAction Items13 Regulators
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Application Tracker

Application Tracker

FCA applications, tracked end-to-end. A 4-stage lifecycle, 41-item document checklist, and an 8-section Anna Application Requirements Report mapped to the RAO Articles.

Status TimelineDocument VaultDeadline AlertsOutcome Log
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MI Dashboard

MI Dashboard

The firm-wide view every other module feeds. Aggregates live data from all modules — tasks, attestations, risk posture, monitoring outcomes, breaches, training — into one Board-ready dashboard with a single combined Anna AI Executive Report covering the whole compliance picture.

Cross-Module Anna ReportFirm-Wide MI40+ Data SourcesBoard-Ready View
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Media Hub

Media Hub

A curated library of 40 regulator-aligned resources across 8 sections. FCA walkthroughs, monthly compliance updates, press releases and source documents in one place.

FCA VideosRegulatory LibraryMonthly UpdatesPress Releases
View feature page
Operational Resilience & BCP

Operational Resilience

Important business services, mapped. 84-point Resilience Health score, 20-step Immediate Response, Live Incident Mode with FCA 4-hour countdown, tabletop exercise programme, and Anna's 5-format report engine (Full BCP, FCA Dry-Run mock interview, Board Quarterly, Exec Summary, SYSC 15A Snapshot).

IBS RegisterImpact TolerancesLive Incident Mode5 AI ReportsSYSC 15A Mapped
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Financial Crime Suite — MLRO dashboard with year-locked records, named-attestor audit trail, MLRO Calendar and six Anna-drafted reports

Financial Crime Suite

The complete MLRO operating system. 25 live registers, 30 FCA-minimum controls, 132-question Gap Analysis, year-on-year locked records, named-attestor audit trail, central Evidence register, 13-cycle MLRO operating calendar — and six Anna-drafted regulator-grade reports including the 14-section JMLSG Annual and a 12-question FCA Supervisory Readiness dry-run.

FCA Supervisory ReadinessYear-Locked RecordsNamed-Attestor AuditMLRO Operating Calendar
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Data Protection — DPO dashboard with 10 pillars, 30-control ICO Accountability checklist, Anna-drafted 14-section DPO Annual Report

Data Protection

UK GDPR, DPA 2018 and PECR end-to-end. 11 tabs, 13 live registers (ROPA, DSR, breach, DPIA, transfers…), 30 ICO Accountability controls, 15 policy templates — and five Anna-drafted regulator-grade reports including the 14-section DPO Annual, drafted from your own data, not templates.

14-Section DPO AnnualUK GDPR · DPA 2018 · PECR72-hr Breach Workflow15 Policy Templates
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Document Library — live Google Docs editing with revision history and source-module provenance

Document Library

Google Docs for compliance. Every editable document is a live Google Doc, auto-centralised from 15 modules with source-module provenance and full revision history. No customer Workspace subscription required.

Google Docs16-Module IngestRevision HistoryZero Workspace Seats
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Kiosk Mode

Attestations without logins. Public, token-authenticated forms for staff declarations, AR surveys and outside-firm data capture — feeding straight into your register.

Staff DeclarationsAR SurveysNo Login RequiredToken-Authenticated
View feature page
WHY REGTECHPRO

Spreadsheets vs RegTechPRO

Replace manual AR oversight with a structured platform that scales with your network.

The Old Way
Manual AR Oversight
c. £10,000/month
  • No visibility into what ARs are doing
  • DD documents scattered across email & drives
  • No approval workflow for AR submissions
  • Spreadsheets that don't scale past 5 ARs
  • No SUP 12 compliance evidence for the FCA
RECOMMENDED
The RegTechPRO Way
RegTechPRO
From £500/month
  • Segregated AR workspaces with full isolation
  • Approval workflow — nothing goes live without sign-off
  • Network dashboard with RAG status for every AR
  • 24-point DD checklists with evidence tracking
  • SUP 12 compliant with board-ready reports
The Stack Way
5+ Separate RegTech Platforms
5–10× more
  • AR oversight, MI, attestations — all separate platforms
  • 5+ vendor renewals, 5+ contracts, 5+ data silos
  • Per-AR seat charges every time you sign a new firm
  • No SUP 12 scorecard — manually rebuild every quarter
  • Reconciliation overhead every Board cycle
What Our Clients Say

Trusted by Compliance Teams Across the UK

Hear from the firms that have transformed their compliance with RegTechPRO

5.0

We replaced three separate spreadsheets and a shared inbox with RegTechPRO. Our monitoring plan is now fully structured, nothing falls through the cracks, and I can pull a board report in under a minute. It paid for itself within the first quarter.

Robert Thompson
Robert Thompson Head of Compliance — Wealth Management Firm
4.7

The MI Dashboard changed how I talk to the board. I used to spend days pulling data together — now I walk in with a real-time compliance health score and a clear action log. Anna AI is genuinely useful too, our team asks it regulatory questions before they come to me.

Priya Sharma
Priya Sharma CEO — Insurance Broker
5.0

CONC compliance was our biggest headache. RegTechPRO gave us pre-built templates for every requirement and a monitoring plan that actually gets used. Policy Studio saved us weeks — we had all our policies drafted, approved and tracked within the first month.

David Mitchell
David Mitchell Compliance Director — Consumer Credit Firm
4.5

We oversee 30+ ARs and before RegTechPRO it was chaos — chasing updates by email, no visibility on who was overdue. Now every AR has their own login, I can see compliance status across the network instantly, and onboarding a new AR takes days instead of weeks.

Rachel Kinsella
Rachel Kinsella Network Principal — AR Network
4.8

As a compliance consultancy, we needed something our clients could actually use themselves. RegTechPRO lets us manage 40+ firms from one dashboard while giving each client their own portal. We've tripled our client base without adding headcount. It's the backbone of our business now.

Michael Thornton
Michael Thornton Managing Director — Compliance Consultancy
5.0

We're a small IFA firm — just four advisers. I was worried it would be too complex but it's genuinely straightforward. The compliance assessment templates walk you through everything step by step. We went from dreading our annual review to having it done in an afternoon.

Mark Emery
Mark Emery Practice Manager — Independent Financial Advisers
FAQs

Principal firms. Questions Answered.

What a Principal firm running an AR network wants to know about platform-grade SUP 12 oversight.

How does AR oversight work in practice?
Every AR is a separate workflow with its own 9-tab AR Dashboard: Profile, Commercial, Key Contacts, Approved Persons, KPIs, the 17-item SUP 12 framework (8 Ongoing Monitoring + 8 Record Keeping + Pre-Appointment DD), Audit Actions, Audit Issues and Social Media surveillance scope. The dropdown switches between ARs, your own firm and an All Workflows consolidated view.
What’s the SUP 12 scorecard?
A 17-item live completion scorecard wrapping the FCA SUP 12 framework. Each item carries its specific sub-regulation reference (SUP 12.6.1 monitoring visits, SUP 12.6.2 financial promotions review, SUP 12.9.x record keeping). Completion percentage auto-calculates. Custom oversight categories can be added. The SUP 12 Compliance badge: ≥90% COMPLETE (green) · ≥50% IN PROGRESS (amber) · <50% INCOMPLETE (red).
How does workflow isolation work?
Every Firm or AR record creates a tenant. Users linked to your principal firm see all your ARs in the dropdown. AR users linked only to their own AR see no other workflows — other ARs are structurally invisible, not just hidden behind a setting. The Users tab on every record is the platform’s access-control surface; it writes directly to the master Access Rights register.
What’s in the per-AR oversight PDF?
Cover page with the AR’s Health Score in 48-point RAG-coloured type, branded firm name, FRN and date. Inside: Firm Details, Due Diligence completion, Executive Summary, the SUP 12 framework status, Approved Persons register, KPI matrix, Audit Actions and Audit Issues. Every page branded with firm name, FRN, generation date, page number and a CONFIDENTIAL footer. One click per AR, every Board cycle.
Can I include non-FCA firms in my network?
Yes. ARs that aren’t FCA-regulated still benefit from the same governance backbone — the 12-month KPI matrix, risk register, document library and audit findings register. The SUP 12 layer activates only for FCA-regulated ARs; the rest of the platform serves any UK firm.
How does Anna roll up across my AR network?
The MI Dashboard reads from 38 modules across every workflow you’re linked to. With the workflow filter set to All Workflows, Anna’s 2,000-word board report aggregates across your entire AR network. Switch to a single AR and Anna writes the per-AR board pack from that AR’s data. One click per scope. Twelve distinct board packs from one platform if you manage 10 ARs.

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