Investment Firms guide to the Conduct of Business Rules (COBS 2)
Length: 27 Pages
Applies to: Investment Firms
Get a fully editable Investment Firms’ Guide to Conduct of Business Obligations, designed to help firms navigate the full regulatory requirements under the FCA’s Conduct of Business Sourcebook (COBS). This in-depth guide explains each key COBS chapter, breaking down complex rules into practical, actionable steps to ensure firms meet their obligations across all areas of client engagement, governance, and service delivery.
The guide provides a rule-by-rule overview of COBS requirements covering client categorisation, financial promotions, suitability and appropriateness checks, client agreements, best execution, record-keeping, disclosure obligations, and treatment of client assets. It also includes detailed sections on MiFID and non-MiFID provisions, ensuring firms understand how different client types and services are regulated.
Each section offers plain-English explanations, implementation advice, and practical compliance tips—supported by real-world examples, template checklists, and risk indicators. The guide also integrates Consumer Duty requirements, helping firms link their COBS compliance with principles of fairness, transparency, and customer-focused outcomes.
The document is structured to support a holistic compliance approach, tying COBS obligations to internal policies on training and competence, financial promotions, complaints handling, and governance oversight. It also outlines key steps for preparing for FCA supervision, thematic reviews, and s166 visits, providing firms with a roadmap for demonstrating a culture of compliance.
Ideal for investment firms, wealth managers, discretionary fund managers (DFMs), and compliance consultants, this Microsoft Word guide is instantly downloadable and fully editable. It saves time while offering a clear, structured, and regulator-aligned approach to embedding COBS requirements across your business—reducing risk and supporting long-term customer trust.
Length: 27 Pages
Applies to: Investment Firms
Get a fully editable Investment Firms’ Guide to Conduct of Business Obligations, designed to help firms navigate the full regulatory requirements under the FCA’s Conduct of Business Sourcebook (COBS). This in-depth guide explains each key COBS chapter, breaking down complex rules into practical, actionable steps to ensure firms meet their obligations across all areas of client engagement, governance, and service delivery.
The guide provides a rule-by-rule overview of COBS requirements covering client categorisation, financial promotions, suitability and appropriateness checks, client agreements, best execution, record-keeping, disclosure obligations, and treatment of client assets. It also includes detailed sections on MiFID and non-MiFID provisions, ensuring firms understand how different client types and services are regulated.
Each section offers plain-English explanations, implementation advice, and practical compliance tips—supported by real-world examples, template checklists, and risk indicators. The guide also integrates Consumer Duty requirements, helping firms link their COBS compliance with principles of fairness, transparency, and customer-focused outcomes.
The document is structured to support a holistic compliance approach, tying COBS obligations to internal policies on training and competence, financial promotions, complaints handling, and governance oversight. It also outlines key steps for preparing for FCA supervision, thematic reviews, and s166 visits, providing firms with a roadmap for demonstrating a culture of compliance.
Ideal for investment firms, wealth managers, discretionary fund managers (DFMs), and compliance consultants, this Microsoft Word guide is instantly downloadable and fully editable. It saves time while offering a clear, structured, and regulator-aligned approach to embedding COBS requirements across your business—reducing risk and supporting long-term customer trust.
Length: 27 Pages
Applies to: Investment Firms
Get a fully editable Investment Firms’ Guide to Conduct of Business Obligations, designed to help firms navigate the full regulatory requirements under the FCA’s Conduct of Business Sourcebook (COBS). This in-depth guide explains each key COBS chapter, breaking down complex rules into practical, actionable steps to ensure firms meet their obligations across all areas of client engagement, governance, and service delivery.
The guide provides a rule-by-rule overview of COBS requirements covering client categorisation, financial promotions, suitability and appropriateness checks, client agreements, best execution, record-keeping, disclosure obligations, and treatment of client assets. It also includes detailed sections on MiFID and non-MiFID provisions, ensuring firms understand how different client types and services are regulated.
Each section offers plain-English explanations, implementation advice, and practical compliance tips—supported by real-world examples, template checklists, and risk indicators. The guide also integrates Consumer Duty requirements, helping firms link their COBS compliance with principles of fairness, transparency, and customer-focused outcomes.
The document is structured to support a holistic compliance approach, tying COBS obligations to internal policies on training and competence, financial promotions, complaints handling, and governance oversight. It also outlines key steps for preparing for FCA supervision, thematic reviews, and s166 visits, providing firms with a roadmap for demonstrating a culture of compliance.
Ideal for investment firms, wealth managers, discretionary fund managers (DFMs), and compliance consultants, this Microsoft Word guide is instantly downloadable and fully editable. It saves time while offering a clear, structured, and regulator-aligned approach to embedding COBS requirements across your business—reducing risk and supporting long-term customer trust.