Capital Requirements (MIFIDPRU)

Check and Demonstrate Your Firm's Compliance Against Each MIFIDPRU Requirement:

  • Application Scope Review: Verify alignment of activities with MIFIDPRU aspects and IPRU-INV for portfolios, with guidance explaining why this clarifies obligations, optimises resource allocation, and ensures seamless regulatory fit for UK and overseas entities.

  • SNI Classification Assurance: Confirm average AUM below £1.2 billion, trades under thresholds, and zero ASA/CMH, highlighting why accurate metrics enable lighter requirements, reduce administrative burdens, and support timely FCA notifications for reclassifications.

  • Exemption Eligibility Validation: Document qualifications for disclosure or liquidity exemptions as SNI or subsidiary, including rationale on why group-level supervision streamlines reporting, enhances efficiency, and maintains equivalent protections without duplication.

  • Own Funds Composition Check: Verify CET1 at least 56% of requirements and total funds exceeding 100%, explaining why robust capital structures bolster solvency, absorb losses, and align with accounting frameworks for resilient balance sheets.

  • Consolidated Application Confirmation: Establish group governance with internal controls and risk monitoring, underscoring why unified oversight prevents silos, facilitates capital transfers, and demonstrates accountability across entities.

  • Risk Management Systems Implementation: Assess concentration and liquidity risks with controls, with insights on why proactive measures identify vulnerabilities, ensure liquidity flow, and comply with MIFIDPRU 4-6 for operational continuity.

  • Remuneration and Governance Alignment: Review policies and structures for compliance, including rationale on why incentive designs promote prudence, integrate risk considerations, and fulfil MIFIDPRU 7-8 mandates to foster ethical decision-making.

  • Reporting and Disclosure Adherence: Submit accurate, timely reports under MIFIDPRU 9, highlighting why transparent disclosures build stakeholder confidence, enable supervisory reviews, and evidence ongoing adherence to prudential standards.

Firms leveraging RegTechPRO cut prudential assessment time by up to 40%, gain strategic insights into FCA capital expectations, and shift from reactive compliance to forward-looking financial health.