Payment Services
Track and demonstrate compliance with Payment Services (PSR, 2017) legislation:
Legal Structure and Entity Type
Choice of Authorisation: SPI, API, or EMI
Principal Place of Business & Mind and Management in the UK
Close Links and Controllers
Threshold Conditions (COND) Overview
Regulatory Business Plan
Target Market and Client Base
Use of Agents/Distributors
Financial Forecasts
Exit Strategy and Wind-down Plan
Initial Capital
Own Funds (Ongoing Requirement – Method A/B/C)
Liquidity and Solvency Monitoring
FCA Application and Ongoing Fee Structure
Applicability of Safeguarding by Firm Type
Safeguarding Methods
Reconciliation and Record-Keeping
Audit and Independent Review
Governance Framework
Key Individuals and PSD Roles
Fitness and Propriety (FIT Criteria)
Control, Conflicts and Delegation
PSRs, 2017: Regulations 4 - 101