Promotions of Restricted Mass Market Investments
Length: 33 Pages
Applies to: Investment Firms
Buy Fully Customisable Guide – Promotions of Restricted Mass Market Investments (RMMIs)
Get a fully editable Restricted Mass Market Investments (RMMI) Promotions Guide, designed to help investment firms comply with the FCA’s strict new rules governing the marketing of high-risk investments to retail clients. This guide explains the specific obligations introduced under COBS 4, COBS 22, and the FCA’s High-Risk Investment (HRI) reforms, providing a complete roadmap for promoting RMMIs in a compliant, consumer-focused manner.
The guide breaks down the requirements for promoting RMMIs—including the need for risk warnings, positive frictions (such as cooling-off periods), risk summary templates, and client categorisation and appropriateness testing. It explains when promotions must be restricted to high-net-worth individuals, sophisticated investors, or self-certified restricted investors, and the steps firms must take to evidence eligibility.
Clear templates and examples are provided for mandatory disclosures, prominence standards, consumer journey design, and record-keeping obligations. The guide also covers ban thresholds for certain incentives (e.g., cash bonuses) and offers compliance prompts for embedding these controls within digital and non-digital marketing channels.
A strong emphasis is placed on integrating RMMI promotion governance into wider financial promotions policies, training programmes, and SM&CR accountability structures. The guide also explains how the RMMI regime ties into Consumer Duty standards, particularly around acting to avoid foreseeable harm and supporting better-informed decision-making by consumers.
Ideal for investment firms, crowdfunding platforms, fintechs, wealth managers, and compliance consultants, this Microsoft Word guide is instantly downloadable and fully editable. It saves significant time while providing a clear, practical, and FCA-aligned approach to safely, transparently, and compliantly promoting Restricted Mass Market Investments.
Length: 33 Pages
Applies to: Investment Firms
Buy Fully Customisable Guide – Promotions of Restricted Mass Market Investments (RMMIs)
Get a fully editable Restricted Mass Market Investments (RMMI) Promotions Guide, designed to help investment firms comply with the FCA’s strict new rules governing the marketing of high-risk investments to retail clients. This guide explains the specific obligations introduced under COBS 4, COBS 22, and the FCA’s High-Risk Investment (HRI) reforms, providing a complete roadmap for promoting RMMIs in a compliant, consumer-focused manner.
The guide breaks down the requirements for promoting RMMIs—including the need for risk warnings, positive frictions (such as cooling-off periods), risk summary templates, and client categorisation and appropriateness testing. It explains when promotions must be restricted to high-net-worth individuals, sophisticated investors, or self-certified restricted investors, and the steps firms must take to evidence eligibility.
Clear templates and examples are provided for mandatory disclosures, prominence standards, consumer journey design, and record-keeping obligations. The guide also covers ban thresholds for certain incentives (e.g., cash bonuses) and offers compliance prompts for embedding these controls within digital and non-digital marketing channels.
A strong emphasis is placed on integrating RMMI promotion governance into wider financial promotions policies, training programmes, and SM&CR accountability structures. The guide also explains how the RMMI regime ties into Consumer Duty standards, particularly around acting to avoid foreseeable harm and supporting better-informed decision-making by consumers.
Ideal for investment firms, crowdfunding platforms, fintechs, wealth managers, and compliance consultants, this Microsoft Word guide is instantly downloadable and fully editable. It saves significant time while providing a clear, practical, and FCA-aligned approach to safely, transparently, and compliantly promoting Restricted Mass Market Investments.
Length: 33 Pages
Applies to: Investment Firms
Buy Fully Customisable Guide – Promotions of Restricted Mass Market Investments (RMMIs)
Get a fully editable Restricted Mass Market Investments (RMMI) Promotions Guide, designed to help investment firms comply with the FCA’s strict new rules governing the marketing of high-risk investments to retail clients. This guide explains the specific obligations introduced under COBS 4, COBS 22, and the FCA’s High-Risk Investment (HRI) reforms, providing a complete roadmap for promoting RMMIs in a compliant, consumer-focused manner.
The guide breaks down the requirements for promoting RMMIs—including the need for risk warnings, positive frictions (such as cooling-off periods), risk summary templates, and client categorisation and appropriateness testing. It explains when promotions must be restricted to high-net-worth individuals, sophisticated investors, or self-certified restricted investors, and the steps firms must take to evidence eligibility.
Clear templates and examples are provided for mandatory disclosures, prominence standards, consumer journey design, and record-keeping obligations. The guide also covers ban thresholds for certain incentives (e.g., cash bonuses) and offers compliance prompts for embedding these controls within digital and non-digital marketing channels.
A strong emphasis is placed on integrating RMMI promotion governance into wider financial promotions policies, training programmes, and SM&CR accountability structures. The guide also explains how the RMMI regime ties into Consumer Duty standards, particularly around acting to avoid foreseeable harm and supporting better-informed decision-making by consumers.
Ideal for investment firms, crowdfunding platforms, fintechs, wealth managers, and compliance consultants, this Microsoft Word guide is instantly downloadable and fully editable. It saves significant time while providing a clear, practical, and FCA-aligned approach to safely, transparently, and compliantly promoting Restricted Mass Market Investments.